Their degree
is paid for. Whatever
happens to you.
IgniFund is education insurance built for South African parents planning fifteen years ahead. If life changes, we settle their tuition and accommodation directly — so a degree they’ve been working toward never depends on a single income.
Cover the cost of their degree.
Most education plans don’t survive the parent.
South African parents are saving more than ever for their children’s education — but pure savings products assume the saver is around to keep saving. A retrenchment, a critical illness, or worse, and the plan stops where the contributions stop. IgniFund is structured insurance, not a savings vehicle: cover is paid in full from day one of the policy.
Four steps. A lifetime of certainty.
Get a quote
Tell us your child's age and the cover you want. Get an instant monthly premium — no commitment.
Choose your tier
Pick from seven cover levels between R50,000 and R200,000. Cover grows 6% annually to match rising fees.
We protect their place
If a covered event affects your ability to pay, we settle tuition and accommodation directly with the institution.
They graduate — with support
Optional mentorship pairs your child with a guide from high school through their first degree.
Designed by parents who’ve done the maths.
We started IgniFund after watching too many capable students leave university because of a fee block in the second year of study. The product is shaped around three commitments.
Claims paid in days, not months
When something happens, your child cannot wait a quarter for a cheque. We settle covered claims directly with the university or accommodation provider, typically within 14 days.
Cover that keeps pace with fees
Cover automatically escalates 6% per year — in line with the long-run rise in tertiary fees — so the policy you take out today still pays out enough in fifteen years.
Built for South African families
Designed for parents of young children planning a long horizon. Premiums start under R200/month and scale with the cover you choose.
A mentor in your child’s corner.
Cover settles the cost of a degree. Mentorship makes sure they finish it. Every IgniFund policyholder can opt in to our mentorship programme — pairing your child with a vetted graduate who has been through the same faculty, the same financial pressures, the same first year.
We’re onboarding our first 1,000 families this quarter.
Founding members lock in 2026 premium rates for the life of the policy and get complimentary mentorship for the first child enrolled.